Multi-Fund Policy ​
Premiums are invested either in a general account or in financial market–linked products (such as bonds, equities, mutual funds, SICAVs, or real estate), known as unit-linked investments (ULs).
The insurer guarantees not the value of these units, which fluctuates, but the number of units held.
Before offering investments in unit-linked products, it is essential to determine the investor’s profile and their risk tolerance.